If the owner of a single-family dwelling or the owner of a commercial building not being sold or leased is performing the work himself/herself, an owner/builder may apply for Ownership (Warranty Deed or Tax Bill) [Owner/Builder Affidavit].
Statute & Code References
A permit is required prior to the construction, enlargement, alteration or repair of any building structure or part thereof (FBC 105.1).
To ensure compliance with City, State, and Federal regulations, a permit is required to insure competency license and insurance of your contractor and to provide a safe living environment. (F.S. § 553.79)